The Claims Process (return to
top)
The following stages of the claims process take place when an employee
is injured or becomes ill:
- Injury occurs and medical treatment is obtained.
- Within 24 hours of knowledge of injury, the Department Represenative
must complete the Employer's
Report of Incident form and fax it to Disability Management
Services (DMS) at (510) 642-6505.
- Disability Management Services notifies the University's third-party
Administrator, Sedgwick CMS, of this incident.
- Sedgwick CMS contacts the injured employee, the employees supervisor,
and the employees treating physician. An initial decision
is usually made within the first 14 days. If there are questions
regarding compensability, Sedgwick CMS will send a Delay in Decision
letter to the injured worker and proceed with a claims investigation.
Disability Management Services will notify the Department Benefits
Counselor (DBC). If the claim is denied, the same process takes
place. The final decision must be made within 90 days.
- If approved, temporary disability (TD) benefits are paid until
the employee returns to work or the medical condition becomes
permanent and stationary (P&S).
- If an employee is unable to perform his/her usual and customary
job on a temporary or permanent basis, the employee's restrictions
will be reviewed for possible accommodation through transitional
or alternative work. This arrangement is handled by a campus Vocational
Rehabilitation Counselor.
- Injured employees who are permanently disabled, are eligible
to receive permanent (PD) benefits. The percentage of PD is determined
using State guidelines and an assessment of the injured employees
permanent impairment and limitations. The funds are paid directly
to the employee and are not considered income. Departments are
not notified when an employee receives PD. Future medical treatment
may also be awarded, depending on medical recommendations.
Claims Investigation (return
to top)
Some claims require further investigation by the University's third-party
administrator Sedgwick CMS to verify that they are work-related. These
cases may include stress claims and overexertion/overextension cases
due to repetitive activities. In order for these claims to be deemed
compensable, the injury must be arising out of employment and occurring
in the course of employment (AOE/COE). Sedgwick CMS may visit
the worksite and meet with the employees supervisor and co-workers
to obtain more information concerning the injury, in addition to reviewing
medical records and requesting medical evaluations.
Any person who makes or causes to be made any knowingly
false or fraudulent material statement or material representation
for the purpose of obtaining or denying workers' compensation benefits
or payments is guilty of a felony.
Questions and Answers
(return to top)
Q.What is a Delay in Decision?
A. A Delay in Decision is a notice sent by Sedgwick CMS to an injured
worker when there is a question related to the compensability of the
injury.
Q. Can I, as a department supervisor, be personally
sued?
A. As a general rule, no, unless you act outside your scope
of employment with serious and willful misconduct or discrimination.
In such cases, you may be held personally liable. In addition to seeking
an increase in benefits, an employee may pursue civil remedies.
If an employer knowingly violates a safety order and
the violation is the cause of the injury, it will constitute serious
and willful misconduct. Also, if the employer fails to provide a safe
place to work as required by law, the intent required for serious
and willful misconduct may be inferred. See Chapter
7: Preventing Injuries on how you can take an active part in preventing
injuries.
The term willful means that the conduct
was intended. Misconduct is defined as inappropriate
behavior. An employee seeking an increase in benefits must prove
that the employers conduct involved an intent to injure or showed
a reckless disregard for employee safety.
If an employer discharges, threatens to discharge, or
discriminates against an employee because he or she has filed or made
known an intention to file an application for adjudication, or because
the employee has received a rating, award, or settlement, the employer
is guilty of a misdemeanor. The employee can file an action known
as a "132a."
If you are found to have caused an injury by serious
and willful misconduct or to have discriminated against an employee,
the department will be responsible for the payment of any award or
increase in benefits that results.
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