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Health Insurance for Dependents of Students

Workshop for Students with Dependents in Need of Health Insurance

Download workshop flyer here (pdf).

The Student Health Insurance Office at UC Berkeley is pleased to announce a new workshop for students with dependents in need of health insurance. There are a variety of coverage options available for spouses, partners and children of students. We know it can be challenging to determine which plan is best for your family and we are here to help! Kathy Gage, Insurance Advisor for students with dependents, will explain how to choose and enroll in a plan that meets your family’s needs.

Wednesday April 30, 2008
3 pm - 4:30 pm
University Village
Crossroads Room in the Village Office
1125 Jackson Street, Albany CA 94706

Please RSVP to . Contact the Student Health Insurance Office at (510) 642-5700 for additional information or questions.

Contents:
Introduction
Selecting a Plan
Contact Information
Definition of terms used (HMO, PPO, etc.)

Introduction

Choosing the right plan for your family is an important decision.

University Heath Services (UHS) can help you learn about and get connected to health coverage for your family. Families have a choice of health insurance plans, including individual commercial insurance plans, publicly supported plans, and non-profit community-based plans.

Selecting a Plan

Click here to view a comparison of several selected plans.

You can start your selection process by reviewing the plans and evaluating their benefit levels and affordability.

When you are ready for additional assistance, please call the Student Health Insurance Office at (510) 642-5700 to make an appointment. We will meet with you to review the best options to meet your family's needs and assist you with the enrollment process.

Contact Information

Brokers:

  • Saylor and Hill Co.
    Saylor and Hill Co., which is the broker for SHIP, can provide assistance with selecting and applying to a plan. There is no fee for using their services. Visit www.saylorhill.com/individual_health.html or call (510) 273-8888.
  • E-Health Insurance
    E-Health Insurance is an online broker service that allows you to get quotes, compare plans, and apply for health insurance online. Visit www.ehealthinsurance.com or call (800) 977-8860.

Insurance plans included in summary table above:
Some plan brochures are available at the Student Health Insurance Office.

  • Blue Cross PPO Share 500 Plan
    Visit www.bluecrossca.com or call (800) 777-6000. Blue Cross offers PPO and HMO plans for individuals and families. Some include optional dental and vision coverage.
  • Blue Shield of California
    Visit www.blueshieldca.com or call (800) 660-3007. Blue Shield offers PPO and HMO plans for individuals and families. Some include optional dental and vision coverage.
  • Health Net
    Visit www.healthnet.com or call (800) 909-3447. Health Net offers PPO and HMO plans for individuals and families with optional dental and vision coverage.
  • Kaiser Permanente
    Visit www.kaiserpermanente.org/individuals or call (800) 232-5100. Kaiser offers both deductible and copayment HMO plans for individuals and families. An optional Dental Assistance Plan is also available. Kaiser has a Child Health Plan for children whose families meet income requirements and who are not eligible for government-sponsored programs. Kaiser also has the Steps Plan for low-income families who are current Kaiser members. Visit the website or call (800) 255-5053.
  • Healthy Families
    Visit www.healthyfamilies.ca.gov or call (800) 880-5305 for enrollment and eligibility requirements.
  • Access for Infants and Mothers (AIM)
    Visit www.aim.ca.gov or call (800) 433-2611 for enrollment and eligibility requirements.
  • Medi-Cal
    Visit www.dhs.ca.gov/mcs/ or call (800) 430-4263 (Health Care Options) to find out more about eligibility for state-sponsored programs. You may also visit the Alameda County Social Services Agency at www.alamedasocialservices.org/public/services/medical_care/ or call (510) 639-1090 for Medi-Cal enrollment information.

Other Insurance Plans in California:

  • Aetna
    Aetna offers "Aetna Advantage" high deductible PPO plans for individuals with optional dental coverage. Visit www.aetnaindividual.com or call (800) 694-3258.
  • PacifiCare
    PacifiCare (a UnitedHealthcare company) offers PPO and HMO plans for individuals. Visit www.pacificare.com or call the Individual Sales office at (800) 577-0001.

Please Note: This site is provided as a service to students. It is not meant as a University endorsement of any insurance company, plan or broker. The information provided is a summary only and is subject to change. Contact the insurance company or a broker for additional plan details and the most current information about eligibility and benefits.

Definitions  
HMOHealth Maintenance Organization
A pre-paid health plan in which you must choose a primary care physician who coordinates all your care.
PPOPreferred Provider Organization
A group of medical providers who contract with an insurance carrier to provide the insured with reduced rates.
DeductibleThe amount of money you need to pay out of pocket before the insurance carrier will pay for medical services.
Co-pay The amount of money you need to pay out-of- pocket for services in addition to insurance carrier payment.

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