resources for students without ship
All registered UC Berkeley students can use University Health Services, regardless of what insurance plan they have. See the Go Tang! Guide to Getting Started @ Tang for more details.
Here are a few insurance resources for students:
Have additional questions? You may also contact the Student Health Insurance Office by phone: 510-642-5742 or by email: ship@uhs.berkeley.edu to schedule an appointment to meet with the health insurance advisor.
| Contact Information |
Brokers:
- Saylor and Hill Co.
Saylor and Hill Co., which is the insurance broker for SHIP, can provide assistance with selecting and applying for a plan. There is no fee for using their services. Visit www.saylorhill.com/individual.html or call (510) 273-8888.
- E-Health Insurance
E-Health Insurance is an online broker service that allows you to get quotes, compare plans, and apply for health insurance online. Visit www.ehealthinsurance.com or call (800) 977-8860.
Insurance plans included in summary table above:
Some plan brochures and enrollment kits are available at the Student Health Insurance Office.
- Anthem Blue Cross
Visit http://www.anthem.com/ca/ or call (800) 777-6000. For "Tonik" plans, visit https://www.tonikhealth.com/ca/ or call (866) 333-4820. Anthem Blue Cross offers PPO and HMO plans for individuals and families. Some include optional dental and vision coverage.
- Blue Shield of California
Visit www.blueshieldca.com or call (800) 660-3007. Blue Shield offers PPO and HMO plans for individuals and families. Some include optional dental and vision coverage.
- Health Net
Visit www.healthnet.com or call (800) 909-3447. Health Net offers PPO and HMO plans for individuals and families with optional dental and vision coverage.
- Kaiser Permanente Northern California Region
Visit www.kaiserinsuranceonline.com or call (800) 232-5100. Kaiser offers both deductible and copayment HMO plans for individuals and families. An optional Dental Assistance Plan is also available. Kaiser has a Child Health Plan for families with children who meet income requirements and are not eligible for government-sponsored programs.
- Healthy Families
Visit www.healthyfamilies.ca.gov or call (800) 880-5305 for enrollment and eligibility requirements. The Healthy Families program is for children up to age 19 in low income families.
- Access for Infants and Mothers (AIM)
Visit www.aim.ca.gov or call (800) 433-2611 for enrollment, residency and eligibility requirements. AIM provides low cost health coverage for pregnant women.
- Medi-Cal
Visit http://www.dhcs.ca.gov/services/medi-cal or call (800) 430-4263 (Health Care Options) to find out more about eligibility for state-sponsored programs. You may also visit the Alameda County Social Services Agency at www.alamedasocialservices.org/public/services/medical_care/ or call (510) 777-2300 (toll free number (800) 698-1118) for Medi-Cal enrollment information.
- MRMIP Visit http://www.mrmib.ca.gov/ or call (800) 289-6574. The state-funded Major Risk Medical Insurance Plan (MRMIP) is a program that provides health insurance to Californians who are unable to obtain coverage in the individual health insurance market (usually due to pre-existing health conditions).
Other Insurance Plans in California:
- Aetna
Aetna offers "Aetna Advantage" high deductible PPO plans for individuals with optional dental coverage. Visit http://www.aetna.com/members/individuals/ or call (866) 582-9629.
- PacifiCare
PacifiCare, A UnitedHealthcare Company, offers PPO and HMO plans for individuals. Visit www.pacificare.com or (800) 516-2596.
Please Note: This site is provided as a service to students. It is not meant as a University endorsement of any insurance company, plan or broker. The information provided is a summary only and is subject to change. Contact the insurance company or a broker for additional plan details and the most current information about eligibility and benefits. |
Definitions
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| Coinsurance |
Percentage of fees for services you must pay, in addition to what the plan pays |
| Co-pay |
Set dollar amount you need to pay for a covered service |
| Deductible |
The amount you need to pay out of pocket before the plan will pay for medical services. |
| Premium |
The rate you pay to be enrolled in an insurance plan, usually monthly |
| HMO |
Health Maintenance Organization: A plan in which you choose a primary care physician who coordinates your care with providers in the plan network |
| PPO |
Preferred Provider Organization: A group in which you have direct access to providers in the plan network, as well as other providers at higher cost. |
| Limited Benefit PPO |
Some PPO plans have lower premiums because certain benefits are not included, such as maternity or full prescription drug plans |
| Preferred, Participating or In-Network Providers |
Providers that accept a negotiated or contracted rate from the insurance company as full payment for services. |
